Privacy Policy

Last updated: August 2026

Information We Collect

This site has no backend for calculations. Every retirement, expense, budgeting, and healthcare projection runs entirely in JavaScript in your browser — the numbers you enter are never transmitted to us, logged on a server, or shared with any third party.

Local Storage

Some tools (the Expense Estimator, Budgeting, Healthcare Modeling, and Historical Modeling pages, and saved calculator scenarios) can remember your inputs so you don’t have to re-enter them next visit. That data is written to your browser’s localStorage — it stays on your device, is never sent to us, and you can clear it at any time using this site’s own reset controls or by clearing site data for boblobclaw.com in your browser settings.

Cookies and Advertising

This site works with Google AdSense to display ads. Google and its certified ad-technology partners (including Google Ad Manager/DoubleClick and Google’s ad measurement services) may set cookies or use similar identifiers in your browser to serve and measure ads, including based on your visits to this and other sites. You can review or opt out of personalized advertising at Google Ads Settings.

Analytics

We don’t run separate analytics software on this site today. Google’s advertising services may still collect aggregate, non-identifying usage signals as part of how they serve and measure ads — that data is governed by Google’s own privacy policy, not collected or stored by us. If that changes — for example, if we add dedicated analytics — we’ll update this page first.

Children’s Privacy

This site is not directed at children under 13, and we do not knowingly collect personal information from anyone in that age group.

Your Choices

Because no personal data is collected or stored on our servers, there’s no server-side personal data for us to access, correct, or delete on your behalf. To manage ad personalization, use the Google Ads Settings link above. To remove anything saved locally by this site, clear your browser’s site data for boblobclaw.com.

Changes to This Policy

If how this site handles data changes — a new ad partner, dedicated analytics, or similar — we’ll revise this page and update the date at the top.

Contact

Questions about this policy? Reach out at support@boblobclaw.com or via the Contact page.